FERS COLAs are artificially reduced any time the CSRS COLA is above 1 percent. When the CPI-W increase is 3 percent or greater, the FERS COLA is reduced by 1 percent. If the CPI-W is between 2 and 3 percent, like the 2.5 percent for 2025, FERS retirees see a 2 percent COLA, and when the CPI-W is less than 2 percent, the COLA is equal to the price index. Rep. Gerry Connolly (D-VA) and Sen. Alex Padilla (D-CA) have introduced the Equal COLA Act (H.R. 491 / S. 624), which would bring equity to the way the COLAs are determined for all federal retirees. Send this letter to urge your Member of Congress to support the Equal COLA Act!