The parity law prohibits insurance discrimination by requiring that insurance coverage for mental health and substance use disorder treatment be no more restrictive than insurance coverage for other medical care. This report was part of a stepped-up parity enforcement effort by DOL resulting from APA-backed legislation enacted in 2020 and an infusion of enforcement resources.
Now that DOL has been able to take this added step, it's time to build on it at the federal and state levels and hold recalcitrant insurers’ feet to the fire. The Parity Implementation Assistance Act would authorize $25 million annually to help state insurance departments step up parity enforcement. And DOL could do even more if it were authorized to levy monetary penalties against health plans and insurers.
Please tell your Senators to cosponsor the Parity Implementation Assistance Act and support civil monetary penalty authority for DOL.